Practical Knowledge, Free to Use
Quick tools and guides to help you spot cash leaks and strengthen control of your business finances.
Is your business leaking cash?
Tick every statement that is true for your business today. Be honest, it only takes two minutes.
Your score and personal action plan update as you tick.
The book walks through every control in this checklist, step by step.
Get The SME Cash Control BlueprintPut numbers on your cash position
Two quick calculators from the book. Enter amounts in your own currency. Nothing you type is saved.
Cash in hand plus all bank balances.
Money actually collected, not sales invoiced.
Salaries, rent, suppliers, loan repayments and other payments.
See how many months your business can keep going on the cash it has today.
Learn how to extend your runway with the methods in the book.
Get The SME Cash Control BlueprintShort lessons you can apply today
Key ideas from the book, summarised in a few practical points.
- Profit is recorded when you make a sale. Cash arrives only when the customer pays.
- Stock, credit sales and loan repayments all absorb cash without touching profit.
- Track cash weekly alongside your profit and loss to see the full picture.
Finance terms in plain English
The words you will hear most when managing business cash.
- Cash flow
- The movement of money into and out of your business over a period.
- Working capital
- Current assets minus current liabilities: the cash available to run daily operations.
- Receivables
- Money customers owe you for goods or services already delivered.
- Payables
- Money you owe suppliers for goods or services already received.
- Reconciliation
- Matching your records against bank statements to confirm they agree.
- Cash conversion cycle
- How many days it takes to turn money spent on stock back into cash from customers.
Practical cash tips, straight to your inbox
Short, useful lessons on cash control and business finance, plus first news of new books and templates.
Want the full blueprint?
The SME Cash Control Blueprint goes deeper, with step-by-step methods and real-world examples.